M-O-N-E-Y.

Something so powerful that can bring a man down but also at the same time it can be the greatest blessing to those who are really in need. In short it can be a foe or a friend.

I have never been great in handling money matters. Even though I know the tricks and trades of maintaning budgets, profit and loss statement or allocation of funds, in real life situation or instances that affects my own life, I am a real blur.

However recently after getting our own investments as well as being the official 'guardian' of my hubby's income, I had no choice but to apply back what I learned in school for 5 years and also what I had acquired during my working days. Debt consolidation is one of it. With this we were able to monitor the mortgages and loans and ensure that they are paid timely. I am telling you, banks nowadays have ways to squeeze you out of your loan, and by the time you know about it, they charged you with extra fees that you did not know even existed.

Unfortunately there were some of our friends and relatives who was in some financial difficulties some time back. Hubby and I suggested different types of Debt help around that might solve their problems. Luckily enough, they did manage to find solutions to their problems.

Most of us are oblivious or take for granted the loans and mortgages as well as our spending habits. By the time we get hit by reality, it is either too late and we are swamped with debts in and out. Some of us might have been paying dilligently, but still when we take a look at the statements, the outstanding balance did not budge much. So how do we get ourselves a Debt relief?

However the first thing to do is to diagnose your financial status first. Here at Bills IQ, this simple tool will be able to tell you how bad or how good your financial standing is and also will suggest various alternatives for you to make better your score. I did my own check up.





No matter how comfortable we are at our home, or how we celebrate when we get that raise, we will never know how bad our financial standing is until we get someone or something to evaluate it. Check your Credit card debt, your housing loans statements, your personal loan interest. For all you know the banks have charged this and that, of which it attributed to the outstanding loan not budging at all.

I don't normally do this, but I got caught up with the rat race from the beginning so here goes..

SHOUTOUT for baby Ethan, bouncing baby boy of Aunty J.

Vote for him in this Search for the Cutie Child Contest.

He is currently NUMBER 2 so he needs about 60 more votes to be numero one by today, and then tomorrow 31st July (last day), everyone and anyone just keep on voting, ok!!

Get your mum's, dad's, neighbour's, sister's, brother's, friend's PC and laptop to vote.

Remember one IP per day!!

Auntie A: Mrs B, I have this revolutionary recipe that you might like to try in your restaurant. Would you be able to help me in selling this new dish?

Auntie B: What is the catch? How much do I have to pay to you? What is so great about this new recipe of yours?

Auntie A: Well, the recipe has spices and ingredients that you cannot get from here. I guarantee that it is top class.

Hah! This is an example of how one form of advertisement was done decades ago. By word of mouth. But now at this fast rate that we are going with the globalisation of the world, can we actually survive with word of mouth? Or print advertising. Does raking up hundreds of thousands of dollars in making billboards and engaging advertisement agencies to come up with sometimes crappy ideas to market our products, still work for some of us? Does the small and medium businesses nowadays have money to advertise with big billboards and expensive advertisement?

So now I am urging and calling all small, medium or large scale businesses to advertise with SocialSpark.com. Advertisers do not have to fork out huge amount of money just to have their products known and they do not need to tell in detail how the advertising should be done.

Social Spark's live wire I should say is their group of enthusiastic members comprises of bloggers from around the world. As far as I know the internet revolution has surpasses what it was decades ago, and people now know the power that it holds.

What I would like to see are more companies that are based here in Asia or in South East Asia. This is because it would be easier for us Asian bloggers to engage or communicate with these companies in case we need their services or products. It would be good to see local advertisers advertising in Social Spark, as us bloggers would definitely support them.

So, those with small or medium businesses in and around Malaysia, what are you waiting for. Register with SocialSpark.com and get you and your company blogged about by thousands of bloggers out there!!

A traffic diversion, my dear friends.

Please follow the sign as well as the nice traffic policemen around and you will be able to reach your destination safely.

Due to the newly constructed flyover, this author and her family wishes to re-route you, our most treasured readers, to our new sanctuary Leaving A Legacy for further news and updates as well as the author's daily devotion and ramblings concerning her and her family, especially in the areas of spirituality, their journey in welcoming new additions in their family (work-in-progress) as well as worth-mentioned 'investments' that were invested to make better her life as well as her loved ones and friends.

Come, let's join the author in her journey and share her joys (and sorrows) in yet another chapter of her story...

sweet talk ........ >_<

i scored a pr 2 after my charity visit weekend. that should be somewhere on sunday.

thanks to all my daily readers and hard working ec droppers.

muahhsss. i love you all!

I am all for it if the cause is for charity. What we need are people who are willing to go into the field, mix and mingle directly with those who are in need and get their hands dirty in the process. Yes we need money and money helps a lot, but if we lack the human contact or the human touch, it does not serve any purpose anyway. Those who are not aware of a cause that we are fighting for would not be able to see the relevance and importance of that cause if there were no supporters or organisations backing them up.

So for this cause, they need team captains or people with the passion to start a campaign of their own to help those who are in need. And believe there are a lot of them out there. Reported and unreported. One such case is our beloved Michael J. Fox. Alzheimers have cruelly robbed a big part of him that made him who he was years ago. I saw a clip of him on YouTube championing another cause, and it was a real pity looking at him talk and unable to control his body movements. But kudos to him for affecting our lives in a different way now. Good for you Michael.

Thus for those who want to make a difference, be a team captain in the Alzheimer's Memory Walk. Walk for a good cause and help to make people realise that with a combined action it will definitely lead to a positive reaction.

Instructions
Title: The Age That I Wish To Go Back To

Requirement: Write about the one age that you wish to go back to and why?
Tag Mode: 5 bloggers
1st - You leave their blog and post link and add to the list below.
2nd - Let the blogger you want to tag know they been tagged by comment in their blog or etc.

The Age that they Wish to Go Back to:
Amidrin wish to go back to age 22 to correct back some mistakes in life.Lemonjude wish to go back to age 6 to enjoy kid’s life.L’abeille wish to go back to any year but never return to age 28.Sweetpea wish to go back to, actually, just thinking about 17.Jean Chia wish to go back to 14 years old.eastcoastlife wishes to go back to age 24 when she’s in demand.Emila wish to go back to the age of 7 to live that precious moments againRizal wish to go back to the age of 7 - 7 super wonders of my world.Mangosteenskin wish to back to age 7 to chase back Macik Piut’s geese and dogs!Mariuca wish to go back to age 14 to forget her current sorrows.LadyJava wish to go back to age 23 to say goodbye to her father and tell him, ” I love you”Shirley a.k.a Beautiza wish to go back to age i was 21 years old just to hold my sweet memories and undo mistakes i have made back then.Amy Cynthia wish to go back to age of 3 years old where my dad is still with me and my family. Edna wish to go back to age 12 to spend more time with grandparents.

**************End copy***************

*this is a post-dated entry. please scroll down for my latest posts!*

Another shoutout..

Charity visit is scheduled to be on 26th July 2008.

Time is from 2.30pm to 5.30pm.

Activities would be:

1. Games with the children

2. Clown with balloons

3. Singing and dancing

4. Fellowship

There are currently 128 children and adults, age ranging from 1 year old to 54 years old.

I AM SHORT OF HANDS!!

For those who are in KL or Selangor, please come and help.We need crazy, fun, caring and loving people who are willing to sacrifice their Saturday afternoon for a day with these special people!!

Go to http://www.ppkkctm.org/index.php to visit them online.

Map to their place - http://www.ppkkctm.org/index.php?option=com_contact&Itemid=3

They accept donations in cash and kind.

Donations can be made by cheque payable to Pusat Penjagaan Kanak-Kanak Cacat Taman Megah and send to No.2, Jalan SS24/10, Taman Megah, 47301 Petaling Jaya, Selangor. Upon receipt of your donation, PPKKCTM will send you by post a written tax-exempt receipt (Tax-exemption: LHDN.01/35/42.51/179-6.4935).

hi. my name is fish and chips.
hello there. nice to meet you. my name is talula does the hula.

i mean, i thought my name was not glamorous enough (to be associated with mdm edna, is not glamorous at all), these names are worst.

i am not really sure though how the person is gonna continue living among his/her peers with names associated with food or with a dance. poor thing would be a laughing stock for the rest of his life.

i used to remember that my last name (which was actually taken from my ancestors) - burongoh - was an item to be bullied and jeered upon. boy, how i detest those people. they used to say "burung - oh" (burung is bird), and also mispronounced it : burung - goh. sigh. so difficult. unfortunately nowadays i do get it once in a while, especially those from west malaysia who doesn't know or have never come upon native names like mine. sometimes i just let them be and give them a smirk or two when they pronounce it wrongly. aiyo. whatever la.

another thing is that i would dread upsr, pmr and spm years because that would be the year for at least 2 weeks i would have to fill up tiny tiny boxes with the 16 alphabets in my name, and ensuring that the boxes were clearly coloured. i just pity those people with 20 over alphabets to fill. one such unfortunate person is my husband of course. 27 alphabets. tsk tsk. crazy ah?? okay. i am being a hypocrite. son's name contains a whopping 29 alphabets!! he is going to have a fit with me later. T_T

can't blame me fully la, cos i love to have first name, second name, and surname in a name. this is because hubby chooses the first name, i choose the second and hubby's surname. if can, i would want my surname to be included as well. that means have to put that hyphen thingy right. eg edna alexandrea sung doss-burongoh.
^__^. can fit ke in my ic??

They need people to take care of the 60-70 odd children below the age of 12, mainly for their sanitary needs, food, massage theraphy for those who cannot move, medicines, constant care for those who cannot care for themselves. I mean to cater for these 70 odd special children, they need at least 1 helper to 5 children, that would be a whopping 14 helpers alltogether (and this is just for the children below 12).

How about for those above 12 and are school going children? There are unfortunately some children who are not handicapped or disabled but was ababndoned by their parents. Yes, they need tutors who know how to handle them and to reach out to them as they are completely different from our children. Their learning capabilities will sometimes frustrate those who are not used to it. A simple phrase of "I want to eat" may take them a while to digest or write. Patience is a virtue here, and there are not many volunteers who will do it for free. Special education comes with a price. It includes effort, time and love as well. Do we all have this, even with our children? What more to these special ones?

I just cannot help to wonder if something could have been done earlier on to detect the abnormality of the children from the mother's womb itself, could there be a cure or maybe a medicine to help prevent more damage to the child, thus lead to less suffering on the child now? I know that the parents might be poor or lack of knowledge to take care for their unborn baby or just maybe they were destined to have a special child in their midst. But whatever it is, I know of parents who are willing to take up the challenge to nurture, educate, love, care and pamper their special child all on their own. Thank God for the support from their family and friends, as without them they would not be able to do it. I respect this families and my prayers are with them.

As for the children and residents of Taman Megah Handicapped and Disabled Home, I hope that the visit this Saturday will help them to realise that there are a lot of people out there who are really sincere in helping and easing up their burden. I hope that the caretakers and management of this Home, helmed by the passion and love of their founder, the late Mr S.K. Manikumar would endure the hardship and frustration whenever they encounter cases of abandonement, lack of funds or supplies and even lack of volunteers. Pray for those who are going this Saturday so that their presence will cheer up the residents, pray for those who had contributed in cash and kind so that they will receive the blessings that they deserved, and pray for those who will come again and again to help these organisations to achieve their common objective - to just lend a helping hand...

I so want to watch this, but no thanks to Cheesie, I ter-read some part of her spoiler. So I quickly scrolled down.

Well anyway I still want to watch it.

Maybe after I come back from my island trip... (sunburn!!)


Of course the spoiler wasnt really a spoiler. I shall call it, a snippet.

When you read this kind of stuff in Anwar's blog right, what do you feel? He is actually trying to calm people down and not to provoke anyone into doing something silly (like riots etc) which would lead to the government declaring an emergency situation (darurat)??

It doesn't help also to know that the crowd outside the police headquarters was swelling up by the hour and they even did a candlelight vigil for him. Supporters are shocked, angry, sad, sympathetic and annoyed because of this. I will definitely say that something will happen if he is hurt. This I really am not anticipating at all.

There is also no use to talk or speculate about what had happened. In fact I pity his whole family who had to go through this again. But I believe that one of this theories to this whole drama that involves a scrawny undergraduate, our nation's no. 2, ex PM, government and anwar himself applies. Whatever it is I leave it up to them lar. Whatever that they want to cover, cover la.

All I know is that there are some of us whom are scared and nervous everytime someone cough up a story to try to frame the other. We are being thrown left and right, unable to do anything because we were not there when it happened, and we are forced to stay calm to avoid any untoward incident.

But there are also some hooligans out there who are waiting to strike. They are the trouble makers and only want to make the situation even worse.

As for me, I am longing to read headlines that concerns on public safety, or about the dam that was not approved, or some story about an artist being dumped by his/her spouse or maybe efforts trying to find the lost ones. This are normal news that sometimes we feel unimportant because it does not affect us directly. Gone are the days when we take for granted the front page news headline. NOW, I want to know what is going on and I dig and dig and dig.. and I don't like what I find..

I pray that God takes care of Malaysia and everyone in it. It is about time that we have some peace around here.

Finally I found this from your blog, Chegu. Of course I did not forget about it. So here goes.

Rules:
Each of you start with 8 random facts or habits about yourself. Once you’re tagged, write a blog post about your own random fact and post these rules. At the end of the post you need to tag 8 other wonderful bloggers (wah! so many ah!!) and include their names. Then once you’re done, don’t forget to let them know in their blogs that you’ve given them a tag … and to come read your random facts.

1. When I am down or angry or just plain pissed on something, I take my car (last time was my mountain bike) and just drive off. One time it led me to Kuantan, Pahang. Crazieee!! Now not that far la. Just the nearest shopping mall, I guess.

2. I love stationeries. Every time I go to any shops or malls, by instinct I will definitely drop by the stationery corner, buying new pens (of which I don't need), pencil case etc. (weird)

3. I love doing charity and I hope to make a difference in other people's lives one day.

4. I am toiling on the idea of adopting an orphan. I am not sure of how to deal with it but I am still waiting for a sign.

5. My faith and devotion to God used to be close to non-existing at one time, but now every second of my life is about God.

6. I have been a mother for 6 years now and a wife to a wonderful husband for 6 months (confusing? Long story)

7. I do not drink coffee cos I'm not used to it, but I like the smell. My hot drink is Milo.

8. Yeah.. lastly, my favourite dish is steam fish chinese style and baby kai lan with oyster sauce (yummy)!

Can I break the rules by only tagging 4?

Mommy Ruby
Lalaine
Em
Joy

oh my gosh!! 6 more months to go and our little boy is going to primary school. yipess. exciting and scary as well. this time he will be in an environment so different than his kindy and classes and the building itself is 10 times bigger. i'm already feeling the first day jitters.

but one fun part about the idea of going to school is the 'going-back-to-school- sales. we gotta buy pencils, rulers, new shoes, school uniform, socks, new bag (the ones on wheels) and everything else that he needs. he can use the ones he still uses from kindy, but for me it is just nice to have new things when starting a whole new chapter in life. of course not a very good habit to instill to him, so it is between us ok.

so august will be the month where they will tell us which chinese school will he be going to. i am really aiming for that one on the hill, as it is still new thus there will be less students going there. although it did get me worried a bit when i was the 300th plus parent to register their child. i just hope he can get in, cos most of his friends are there. easier to car pool.

will keep my fingers crossed and wait..

not really jet plane la.. but only our handy small lil kancil.

yes this car has brought us more blessings than sorrow (the fact that it is so minute compared to others). one such example was when we went to sg buloh to get some plants. aduhai. kena packed maut.

one time we bought manure (chicken poop) and the car smelt like chicken poop. duh. eeewww..



we just bought a new player and fixed a 3 way speaker to our handy car, and it is now heaven driving it. we bought it at brothers, but of course not those crazy expensive lcd monitor type. gonna save that for hubby's car. muahahaha.

so as i was saying. a bunch of us from Christian Care Centre will be making a road trip to Terengganu come early Friday morning. we plan to reach there by 1pm , rest then play some hard core football. well of course it is for charity and more like a treat for our fellow friends in CCC. so we really kau kau-ed serviced our kancil to the max (changed the drive shaft, bush, tyres, normal servicing) to prevent any breakdown. well we drove to penang before, so should not be a problem. of course the speed would not be as great as the others but we are not supposed to speed in a convoy right. basic rule : front car must ensure that the back car is visible at all times. if one part of the convoy gets lost, then the one in the middle should be the leader and must guide the rest till they find the first half. been on convoys way back in sabah. convoyed to brunei and sarawak before. so pretty used to it. but that time i drove a land cruiser. hmmm..



not sure how great is pulau kapas compared to sabah's islands. but i guess i can't be complaining about it cos it is the same thing right. white sandy beaches, crystal clear water etc. i heard that it is quite cheap. i am gonna pester hubby for the sea view chalet. another thing is that i am planning to capture anything and everything underwater. that is why i'm gonna go shop for an underwater camera. a cheap one that is. and also a new swimsuit. i can't go for 2 piece cos it would look.. let's just say Not nice.. so just the conventional ones la.

a good break from reality. hope to be rejuvenated after that!

one of the most sought professional careers nowadays. the ability to be on top of your constitutional laws and acts are definitely a must in this profession. as an accountant i did some law papers way back in my uni years. company law was one of it, and it really took literally super mind powers to remember the acts and the sections and the subsection, and surprisingly i scored big time in this paper. of course it was only for exams, cos i am not very good in remembering things and applying what i learned in my text into real life.

so kudos to all lawyers, and my sis is one of them.

i have had a few encounters with lawyers the past few years. most of them was from the bank's lawyers, my s&p lawyers and litigation lawyers. but the one lawyer that will not be erased from my mind was of course my family lawyer. she helped me in ensuring that my custodianship and legal stuff concerning my past are all in proper order. now i really do not have to worry about any surprises or legal fights etc. i am fully secured.

i am sure that you have your lawyers tucked safely away and kept for rainy days, just in case you get sued for something that you know you had not done, or identity theft for that matter. gosh, it is quite rampant nowadays, isn't it. hubby received a letter from a telco company for a phone number that was created under his name and was not paid for several years, amounting to rm4k!! what! he lost his ic, so this is really bad.

do check out lexington attorney if you need any reference or help. they might help you in your problems and come out with solutions that you never would have think of. they are lawyers after all - sharp, witty, opportunist and projectionist. sis, don't kembang ok.

every single day, this is my question.

every single day, this is my hubby's question.

son's question would be - can i have a baby sister?

my answer would be - TO ALL - is, not sure yet, have to check first, don't keep your hopes up too high, sabar, patience..

now is already the 14th of July.. time to check.

sighh... me is scared, cos hubby and son is soooo excited. just don't wanna extinguish that. i feel so cruel if i'm not. guilty.

got signs but, these are also my pre-menstrual signs. confused. every time feel nauseous, i keep on telling myself, i get this every month. sigh again.

I am always a sucker ( no pun intended) for paid surveys cos they are not only user friendly but it is like getting money literally from the tree!

A series of questions will be asked to determine the particulars of the respondents, then another series of questions will be asked about certain products or services or maybe they require you to register for free on their website (most probably to get more paid surveys), submit and voila, it is either you get certain points or instant moolah in your paypal.

I came across Get Paid to Try and actually registered for it. No doubt there are certain surveys that I could not participate, thus I lost some opportunity to get paid. Nevertheless I do hope that the administrator will open up the site to non-US residents. But I know that "A New Beginning" attracts a significant amount of US readers as well, so for my US friends out there, be sure to not miss this opportunity to get easy money!!

Just Click here to begin, follow the relevant instructions and you are on your way to try out some free products and services, of which you would have to give a feedback after that. It is as simple as 1-2-3.

It is also a very good way for small scale businesses to market their products to the world. Boy, the internet revolution is really fabulous now isn't it. Maybe I should open up my own small retail business, register myself on sites like this, get people to try my products for free, pay them to do it, then hopefully they would like it, then buy more.

Did I forget to mention that upon successful sign up with Get Paid To Try, you will get $20!!!

So come on people, what are you waiting for?

to the love of my life..

nothing can ever describe the tremendous amount of happiness that is in me
to be able to yet share again another day in your life
of which 3 decades you go, you were born into this world;
life might have its cruel intentions
and yet, you are here with me to celebrate that one fateful day
of which God decided that you must be born to do what you do best in this world of mine and now as each of our story unfolds
i hope that you will always remember that those lives you had touched
you have been a blessing for them
as i know that this is your purpose in life;
sayang, i wish you many many more birthdays to come
and an abundance of blessings from God up above..

We painted the town red;

had our own non alchoholic beverages (bottomless);

did what we did before we got married;

wanted to watch 'wanted' but full house, instead we made our own drama by rekindling our journey together from 3 years ago till now;

and so in the end we were just two happy little love birds, with a major full stomach and another sweet memory added to our scrapbook of life together..

we looked too casual cos it was just after work and i had long trip from kl to bkt jalil..

me eating something

did not noticed he took a pic of me

i am one happy lady!

To all my friends and readers in the US...

image courtesy of holidaygraphics.com

a night out with hubby... what should we do yah??

any ideas?

The day started at around 11am. Okay I was ready with everything, and I started to clean the kitchen. Swept first, then vacuumed, then mopped, after that mopped for the second time. I was doing this over and over again for the whole house. By then my back ached, and I actually spent nearly 3 hours on the downstairs only. I still have upstairs to do!! This is the disadvantage of having more than one floor. We tend to dirty both floors and although it seems clean, but the dust that we bring from outside is everywhere. That is the hard part when it comes to cleaning.

Okay, I started on the upstairs. By then it was nearly 5pm. Pheww. Job well done Edna!!

Went down, lo and behold. I can see hair everywhere, dust flying in from their secret hiding place, and I could see the wind blowing in leaves into the house. Oh man! I just cleaned that!

My vacuum cleaner is not the best brand there is. One round of cleaning is enough for it to be clogged with dirt, and the sucking power is no more there. ANd to think that it is 1600w (not to mention that I need to use extension cord as the vacuum's one is too short!) which requires more energy than most things I have in the house. So to go for another round, not only will break my back, it will run the electric bill and also will drain the life out of my poor vacuum cleaner.

What I need is a cordless vacuum cleaner, of which I can run with full speed whenever I see dust flying around and zappp on it fast before it suddenly vanishes!!

That is why I am aiming for the "new AccuCharge Stick Vac and Hand Vac from Dirt Devil that uses 70% less energy which made it the first cordless cleaning technology to earn Energy Star approval".

Wow! Finally a reliable cordless vacuum cleaner which is well accredited. I have had my share of cordless vacuum cleaners and they just did not meet my expectation. I just need something powerful to suck up all that stubborn dust and be rid of it once and for all!! This might be the answer.

Hubby can I have one please??

watched it today (Thursday) and it was a real full house here at IOI Mall Puchong. sampai had to wait for the reservations to be released.

it is supposed to be a comedy but at one point i felt quite sorry for him. really got a lot of twists and drama. did not expect that part at all.

so no spoilers from me. go and watch it yourself!!

A lot of people have blogged about how great Zookoda is in enabling bloggers to personally email a summary of their posts to subscribed email addresses within a period of time. Zookoda enables the blogger to set a broadcast period as in daily, weekly or monthly to the selected mailing lists set by the blogger. Examples of mailing lists would be 'Family, Friends and Colleagues.'


Another requirement of Zookoda's that really intrigued me was that the sender/blogger must be authenticated by Zookoda first before they can a broadcast their newsletter. Pretty cool. This is to prevent spam and unwanted emails sent out to unexpected subscribers.


Unlike other RSS feeds that gives you the summary of the entry posted, Zookoda offers you broadcast report. In this report, it shows "in real time what has happened with your broadcast including how many emails were sent, how many bounced, how many people unsubscribed, how many people forwarded the email etc." That has got to be the coolest way to know whether you are being appreciated or not. Maybe some might not want to know this things, but others who value traffic and readers would really want to know what are the types of entries readers would appreciate, and what kind of topics that would really attract traffic.

Last but not least, it is very easy to navigate around your Zookoda site. They have it all listed out on one page and from there you can control and navigate your way and also find help on relevant topics at each of the pages. What better way for those who are new in the blogging world to manage their blog(s)? Get your readers to subsribe to you and Zookoda guarantees that it work both ways for you and your subscriber.

Sign up and be amazed!