M-O-N-E-Y.
Something so powerful that can bring a man down but also at the same time it can be the greatest blessing to those who are really in need. In short it can be a foe or a friend.
I have never been great in handling money matters. Even though I know the tricks and trades of maintaning budgets, profit and loss statement or allocation of funds, in real life situation or instances that affects my own life, I am a real blur.
However recently after getting our own investments as well as being the official 'guardian' of my hubby's income, I had no choice but to apply back what I learned in school for 5 years and also what I had acquired during my working days. Debt consolidation is one of it. With this we were able to monitor the mortgages and loans and ensure that they are paid timely. I am telling you, banks nowadays have ways to squeeze you out of your loan, and by the time you know about it, they charged you with extra fees that you did not know even existed.
Unfortunately there were some of our friends and relatives who was in some financial difficulties some time back. Hubby and I suggested different types of Debt help around that might solve their problems. Luckily enough, they did manage to find solutions to their problems.
Most of us are oblivious or take for granted the loans and mortgages as well as our spending habits. By the time we get hit by reality, it is either too late and we are swamped with debts in and out. Some of us might have been paying dilligently, but still when we take a look at the statements, the outstanding balance did not budge much. So how do we get ourselves a Debt relief?
However the first thing to do is to diagnose your financial status first. Here at Bills IQ, this simple tool will be able to tell you how bad or how good your financial standing is and also will suggest various alternatives for you to make better your score. I did my own check up.
No matter how comfortable we are at our home, or how we celebrate when we get that raise, we will never know how bad our financial standing is until we get someone or something to evaluate it. Check your Credit card debt, your housing loans statements, your personal loan interest. For all you know the banks have charged this and that, of which it attributed to the outstanding loan not budging at all.
Something so powerful that can bring a man down but also at the same time it can be the greatest blessing to those who are really in need. In short it can be a foe or a friend.
I have never been great in handling money matters. Even though I know the tricks and trades of maintaning budgets, profit and loss statement or allocation of funds, in real life situation or instances that affects my own life, I am a real blur.
However recently after getting our own investments as well as being the official 'guardian' of my hubby's income, I had no choice but to apply back what I learned in school for 5 years and also what I had acquired during my working days. Debt consolidation is one of it. With this we were able to monitor the mortgages and loans and ensure that they are paid timely. I am telling you, banks nowadays have ways to squeeze you out of your loan, and by the time you know about it, they charged you with extra fees that you did not know even existed.
Unfortunately there were some of our friends and relatives who was in some financial difficulties some time back. Hubby and I suggested different types of Debt help around that might solve their problems. Luckily enough, they did manage to find solutions to their problems.
Most of us are oblivious or take for granted the loans and mortgages as well as our spending habits. By the time we get hit by reality, it is either too late and we are swamped with debts in and out. Some of us might have been paying dilligently, but still when we take a look at the statements, the outstanding balance did not budge much. So how do we get ourselves a Debt relief?
However the first thing to do is to diagnose your financial status first. Here at Bills IQ, this simple tool will be able to tell you how bad or how good your financial standing is and also will suggest various alternatives for you to make better your score. I did my own check up.
No matter how comfortable we are at our home, or how we celebrate when we get that raise, we will never know how bad our financial standing is until we get someone or something to evaluate it. Check your Credit card debt, your housing loans statements, your personal loan interest. For all you know the banks have charged this and that, of which it attributed to the outstanding loan not budging at all.
ah debts.. when we have the money. it will be all about spending.. wish money would go on tree so taht all my debts can be settled :P
the ultimate wish is to get money as easy as one-two-three. sometimes i feel that we are slaves to our money not the other way around.
hah! whatever it is, money is everything, regardless what people say. the twist of is that u gotta be in charge and responsible of ur money, not the money take charge of u..
hmm.. easier said than done??
lol!!